Low Cost Dental Plan
(A Dental Insurance Alternative)

A beautiful smile can make anyone go from feeling ordinary to looking and feeling beautiful. Now imagine yourself with a few spaces in your mouth instead of teeth, especially in the front area of your mouth. Not only would you not look appealing, but you would also have problems with eating, chewing and talking. Practically every aspect of your life, social, physical and emotional, would be affected. This is the impact of how important the teeth are in our lives. Yet, as long as they do not bother us, we don't seem to be bothered about them. Beyond daily brushing and flossing, this is the extent of our concern. It is not until we begin to experience problems, often a tooth ache, that our focus shifts to the teeth.

Unfortunately, tooth pain usually signifies a serious dental problem. Some people are shocked to find that, by the time they seek dental care, a tooth is in danger of being lost and they are faced with additional gum problems. Dental care costs at this point will be very expensive. Having no dental insurance, some people are faced with serious dental needs, yet lack the financial resources to help them. Fortunately, a financial resource is available to help you in the form of a low cost dental plan.

When I developed this website, one of my main goals was to offer the dental consumer a resource that would help them to find affordable dental care. What I found was that a low cost dental plan is one of the best methods of achieving affordable dental care. By paying a flat fee once a year, you become member and are entitled to receive discounted dental plans from any dentists within the plan network. A discounted dental plan is structured like a club, and club members are able to visit any dentist within the network to receive necessary dental treatment.

It's easy to find a low cost dental plan for as little $80 annually, which provides routine dental services for less than half the traditionally listed dental fees, and often much less, for services provided by qualified dental care providers within the network. As a member, you do not have to bother with paperwork, maximum limits, or pre-existing conditions. The discounted dental fees have already been negotiated and established by the company administering the network. In short, you face no restrictions and no limitations. It’s quite simple. And for those who are self-employed, a discounted dental plan is a blessing.

Dental discount plans offer substantial discounts on most treatment options, so you can utilize the best treatment plan that is advisable for you, not what the dental insurance company thinks is right for you. For every dental problem that offers different treatment options, a dental insurance company will often recommend the least expensive treatment in almost all cases. Some dental insurance company plans go on to exclude or discourage necessary dental treatment. This may include such dental treatments as sealants, pre-existing conditions, adult orthodontics, and specialist referrals. Even when you and your dentist agree on the treatment plan, the contract provision of the real dental insurance plan may only pay a portion, or the least expensive alternative treatment (LEAT) as determined by the insurance company.

Fortunately, it is possible to get dental care at lower rates and without the hassles of real dental insurance. And even better, there are resources to help you compare several low cost dental plans at once, in order to decide on which is best for you:

A dental plan is an ideal safety net which allows many individuals without dental insurance to receive necessary dental care and to keep dental costs under control. A dental plan is truly a wise investment that can meet the needs of you and your family members. And if you are already covered under an employer's dental insurance program, supplementing it with a dental plan, can help you to save even further. If you are looking for affordable dental plans, you will find the very best deals with the sources below. Don't waste your time searching endlessly to locate a plan that meets both your treatment and budgetary needs. These sites attempt to make the process of finding and choosing the best plan, simply and conveniently.

• DentalPlans.com - DentalPlans.com has been an industry leader providing individuals, families and groups affordable and comprehensive discount dental plans. They feature an extensive network of over 100,000 dentists in more than 30 national and regional dental plan programs. Participating dental specialists, including orthodontists, oral surgeons, periodontists, endodontists and pediatric dentists, are included in many of their plans. They can help you find a general dentist or specialist in your area before you decide to purchase a plan, through the use of their dentist search tool below. They also provide a very easy-to-use plan comparison chart for you to compare the savings and features of each discount dental plan in your area to further help you decide on the best plan that is best for you. Simply click the button below, then enter your ZIP to begin.





• Avia Dental Plans - are available to families, individuals and groups of any size. Avia offers one of the lowest dental fee schedules in the country and they provide a discount Prescription and Vision Care Plan at no additional cost to their members. Learn more about Avia Dental Plans.

In addition to dental plans, there are a large variety of dental insurance plans which makes the process of purchasing dental insurance quite simple. It’s easy to get a dental insurance quote to help you with your selection. The following agencies offer this type of service:

• eHealth Insurance - For a specified monthly premium, eHealth Insurance offers dental benefits, which usually include regular checkups, cleanings, x-rays, and other services required to promote general dental health. Some plans offered through EHealth Insurance provide broader coverage than others and some will require you pay a larger fee when services are provided. Some plans may also provide coverage for certain types of oral surgery, dental implants, or orthodontia. Get a free eHealth Insurance Quote now!




• Basic Health Direct - When I reviewed the dental insurance offered through Basic Health Direct, it seemed to be limited for someone looking for a variety of coverage options. They pay up to $2,000 per person annually, offer a $500 lifetime maximum on periodontic procedures and a $1000 maximum per course of treatment for orthodontic care. In addition, some benefits such as crowns, periodontal and orthodontic work require a 12 month waiting period before benefits are available. While I would not recommend this for an individual looking for affordable dental insurance only, I would suggest, that because they can incorporate dental insurance along with medical and vision plans, if you are looking for health insurance, you consider using their services to get a free quote to compare with other health insurance plans. Learn more about Basic Health Direct




• Dental Insurance.com - Simply the Best. These three words sum up the DentalInsurance.com commitment. They offer individuals and families the easiest way to compare and purchase affordable, quality dental insurance and discount protection. Get a free Dental Insurance Quote now!

There are many individuals who do not have health coverage. Those who do have it often get it through their employer. If you have no coverage, or depending upon the type of medical coverage you have, it may be a good idea to look at additional programs to eliminate any gaps. This will help to save you money while allowing you to receive any necessary preventive care you may require.

• Basic Health Direct


• ehealth Insurance

• Basic HealthPlan One - HealthPlan One offers the broadest selection of health plans in the health care industry. Here, you can find Family Health Insurance, Individual Health Insurance, Self Employed Health Insurance, and Student Health Insurance. In addition, Health Plan One specializes in Medicare Advantage and Medicare Supplement health insurance for consumers over the age of 65 looking for a Medicare plan using a quoting engine that allows you to view side-by-side plans and price comparisons for Medicare insurance from all the top carriers including AARP, Aetna, Blue Cross, Cigna, Health Net, Humana and more. Visit HealthPlan One Today!

These plans are similar to the plans listed above in addition to two main things: they offer health coverage and offer the convenience of monthly payments. Many individuals tend to join because of the low monthly premium rate. For the self-employed individual, these types of plans may charge a slightly higher premium, because the policy only insures a single individual or family, but the plans can also help to offset charges associated with such things as dental work.

• Basic Health Direct


• eHealth Insurance

The following companies offer affordable health and dental insurance search tools allowing you to compare prices from leading insurance companies and choose a dental plan that's right for you:

• Avia Dental Plans


• Basic Health Direct


• DentalPlans.com


• eHealth Insurance


• HealthPlan One

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